UK Income Tax Calculator
Estimate your UK income tax based on the current tax year's Personal Allowance and tax bands.
Income Tax Owed (2024/25)
£5,486
- Taxable income
- £27,430
- Effective rate
- 13.72%
- Marginal rate
- 20%
Assumptions
- England/Wales/Northern Ireland rates only — Scotland has separate income tax bands
- Personal Allowance taper above £100,000 is not modeled
- Does not include National Insurance — see the Take-Home Pay calculator for that
How it's calculated
Taxable income = gross income − Personal Allowance. Tax is applied progressively across the Basic/Higher/Additional rate bands.
Worked example
A £40,000 gross income after the Personal Allowance is taxed progressively across bands, shown live above.
Frequently asked questions
Does this include National Insurance?
No — this estimates income tax only. Use the Take-Home Pay calculator to include National Insurance too.